Umba

Welcome to Africa’s digital bank.

Where are you banking today?

Umba provides you with the best banking experience, when you want financial services. That it is zero balance opening, unlimited free transfers, smart & affordable loans and up to 3% cashback on every bills pay and airtime purchase. When we say we got you, we meant it. Switch to Umba today!

the Umba tribe in 2 Easy Steps

1. the app and open an

2. Fund your and start transacting to earn rewards

Now!

Nigeria Market Requirements:

- the Umba app from app store to install on your phone

- Follow the step by step prompt to get ed

- your identity - Valid ID (Driver’s license, International port, Voter’s or National ID card)

- Supply basis requirements - Utility Bill, BVN/NIN

- Fund your Umba via a debit card or transfer money from another bank.

Why you should use Umba?

Nigeria Market:

Zero fees - no unnecessary charges

👍🏾 Enjoy unlimited free transfers to any Nigerian bank

Get a loan - smart and affordable loans

👍🏾 Low interest rates

👍🏾 Flexible repayment

Spend & Earn - imagine a bank that pays you for transacting

👍🏾 Enjoy up to 3% cashback on every bills pay and airtime purchase

👍🏾 N10 when you refer a friend and family. Detailed earnings and analytics are available on the rewards tab on the app.

Safety of funds - highly secured and data privacy compliant.

👍🏾 Security pins (OTP) and photo verification process

Get a loan!

In Nigeria market

Umba makes getting a personal loan simple. How? We use the data on your smartphone to your identity and create a credit score.

1. Apply for loan by linking your other bank (s) for credit scoring upon verification and ratings loan is accessible.

2. Repay the loan in due time to increase your loan limit/credit ratings.

Umba loans have a maximum and minimum duration of 62 days.

Credit amount: From ₦2,000 to ₦30,000

: 62 days

The maximum annual interest rate of 10%

Commission: 0% (No commission)

VAT: 0%

Maximum APR (Annual Percentage Rate): 10%

Here is what the above means: for a loan of ₦10,000, there is a 10% interest rate i.e. ₦1,000. So at the end of the term of 62 days, you will be required to pay ₦11,000. No late fees, no rollover charges, or origination fees.

Rates and Fees

👍🏾 Loan amounts and interest rates vary.

👍🏾 Limits and fees on transactions vary based on the type of transaction, transaction history, payout location, payment instrument, and delivery method.

Umba Business - We’re up to something! Stay tuned.

Umba Now!

📧 We’d love to hear from you! Feel free to us:

Email: @umba.com

Website: https://www.umba.com

Facebook: umbamobile - https://www.facebook.com/umbamobile/

Twitter: @umbamobile - https://twitter.com/UmbaMobile

Instagram: umbamobile - https://www.instagram.com/UmbaMobile/