Lunar

The smarter way to bank. Stay on budget, earn interest and invest with ease.

1 million s across the Nordics who trust Lunar for their everyday banking – and more. Get paid, spend, save, invest, and make your money work for you – all in one powerful app.

· Private, business, and youth s

· Free bank – apply from the app

· 1 million s across the Nordics

· 4.6 stars on Trustpilot

· English and local speaking

S AND CARDS

· Free and digital Visa card

· No hidden fees

· Youth s built for under 18s

· t s

· Upgrade for cards, metal cards, SAS EuroBonus Lunar, travel benefits – and more

SMARTER EVERYDAY BANKING

· Award-winning banking app

· Easy spend overview

· Set your budget with three swipes

· Notifications to help you stay on track

· Save each time you use your card

· No withdrawal fees

GET WORLDWIDE TRAVEL BENEFITS

· Earn points when using your SAS EuroBonus Lunar card

· Exchange your points for worldwide travel rewards

· Pick between flights, hotels, exclusive products, and more

· No withdrawal- or currency exchange fees when you travel abroad*

· Travel insurance packages

*Please be aware that foreign financial institutions may charge a fee when you withdraw cash, or may impose a currency exchange fee for card transactions. This is not associated with Lunar.

MAKE YOUR MONEY WORK FOR YOU

· High interest rates on savings and deposits*

· Payout every month

· No binding period

· Easy investment platform with stocks, ETFs, and index funds**

*The interest rate and requirements for earning interest depend on the country you live in.

**Investing involves risk.

AND CARD BUILT FOR KIDS AND TEENS

· Easy from the Lunar app

· As a parent, you control the from your Lunar app

· Let your kid or teen design their own card

· Lunar Youth is included in selected paid Lunar plans

A NORDIC BANK YOU CAN TRUST

· Nordic bank with own banking license

· Under the supervision of the Danish Financial Supervisory Authority

· Your money is covered by the Danish Guarantee Fund up to 100,000 EUR

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LUNAR BUSINESS: BANK FOR SMALL BUSINESSES

Get a Nordic business bank built for small businesses. Apply in minutes from your phone like 25,000 others.

· Choose between our 3 plans

· Automatic bookkeeping: Integrate with various partners

· Cashflow overview

· Automate payments

· Pay your bills with one click

· VAT

· Expense management and company cards

· Add more s and manage finances together

And much more

· Cyber insurance and travel insurance packages

· Business loans with various partners (Denmark and Sweden)

· Discount on a wide range of services for small businesses

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LUNAR - DENMARK

· Interest rate of up to 1%*

· Denmark’s cheapest business **

· Lunar Youth for the 7-14 year-olds

· and card for the 15-17 year-olds.

*The specific rate depends on your plan. Interest is variable, calculated annually, and paid out monthly. In order to receive interest, you’re required to have your NemKonto with us.

**Based on Lunar Business Simple, which was included in a comparison of first-year spending on business s in a survey by Samlino (2024).

LUNAR - SWEDEN

· Interest rate of up to 2.25% up to 1,050,000 SEK*

· Multi-currency card – switch between SEK, NOK, GBP and EUR (no fee withdrawals and transfers)

· Sweden’s cheapest business **

· Lunar Youth for the 7-17 year-olds

*Applies to a separate savings available with paid plans. Interest is variable, calculated annually, and paid out monthly.

**Lunar has made the comparison based on current offers as of 30/1-25 for equivalent business s with access to Bankgirotjänster. It is based on a compilation of fees for the first year at Swedish business banks in 2025. See the comparison below.

LUNAR - NORWAY

· Interest rate at 4.5% up to 1,000,000 NOK*

· Business package built for sole traders

· Lunar Youth for the 7-17 year-olds

*Applies to paid plans. Interest is variable, calculated annually, and paid out monthly.